i NEED TO KNOW IF i HAVE THE ADVERBS & ADJECTIVES CORRECT

Question

I have had both good and bad experiences when dealing with credit cards. My credit went from GOOD(adv) to BETTER (adv) and eventually to what I thought was the BEST (adv)credit rating we could have.
It was RELATIVELY EASY (adj) to rack those credit cards up to the maximum limit. It became HARD (adj) to make monthly payments
I like to think that I am MORE INTELLIGENT (adv) now then I was in the past about credit cards. I’m more careful this time and choose not to have any. I have a SOLID (adj) commitment to not fall back into debt. It’s never too LATE (adj) to turn things around.
LATELY (adj) I am able to stay within my budget and have all my bills paid on time. I am COMPLETELY (adj) convinced that credit cards are not a necessity for me. Things are MORE ENJOYABLE (adv) since I have eliminated most of my debt.
How I remember is: an adjective describes a noun or pronoun and answers these questions: how many? which one? and what kind?
An adverb describes a verb or adjective and answers these questions: when, where, how, why, in what manner, and to what extent? An easy way to identify Adverbs is to look at the ending. Most adverbs are formed by adding ly to the adjective

Answer 1

I have had both good(adj.) and bad (adj.) experiences when dealing with credit(adj.) cards. My credit went from GOOD to BETTER and eventually (adv.) to what I thought was the BEST (adj)credit rating we could have

Good and Better there are used as nouns objects of the preposition from. The whole prepositional phrase is an adverb.

Please relook at the rest of your sentences and repost.