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January 2026

45,417 public questions were asked this month.

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1 22 2 152 3 58 4 87 5 258 6 1,412 7 1,793 8 2,049 9 3,112 10 140 11 81 12 2,662 13 3,830 14 2,984 15 3,938 16 4,278 17 415 18 391 19 338 20 3,746 21 3,514 22 3,230 23 2,902 24 233 25 100 26 1,138 27 2,171 28 383 29 0 30 0 31 0

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Latest from January 2026

Your gross pay is $1,878.96, net income is $1,196.34, and fixed expenses are $1,338.54. What is your discretionary income? (1 point) Responses $540.42 $540.42 $682.62 $682.62 $0 $0 $142.20 $142.20
Asked by . 1 answer
You purchase a computer for $875.00 plus 5% sales tax. You decide to finance it through the store's 0% program for 12 months. The terms state you pay nothing until the 12 months are over. When you receive the bill, you f...
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Suppose that you work at the Peacock Blue store for 40 hours over five days at a rate of $8.75/hour. You then quit your job. Deductions are FICA (7.65%), federal withholding (12%), and state withholding (8%). Your expens...
Asked by Name 1 answer
What is the total of your fixed expenses? Expense Amount Mortgage $1,034.78 Utility bill $168.34 Credit card $54.21 Groceries $98.75 Khakis (required for work) $45.88 (1 point) Responses $1,356.08 $1,356.08 $1,301.87 $1,...
Asked by Name 1 answer
Using the table from question #10, what is the total of your discretionary expenses? (1 point) Responses $0.00 $0.00 $100.09 $100.09 $198.84 $198.84 $45.88
Asked by Name 1 answer
What is the total of your fixed expenses? Expense Amount Mortgage $1,034.78 Utility bill $168.34 Credit card $54.21 Groceries $98.75 Khakis (required for work) $45.88 (1 point) Responses $1,356.08 $1,356.08 $1,301.87 $1,...
Asked by Name 1 answer
You receive your pay stub and your gross pay is $1,200.00 and your net income is $836.00. How much FICA is withheld at 7.65%? (1 point) Responses $91.80 $91.80 $364.00 $364.00 $27.85 $27.85 $63.95 $63.95
Asked by Name 1 answer
You work 40 hours/week for 50 weeks and are given the option to be paid hourly or to go on salary. In which situation will you earn the most? (1 point) Responses $33,000/year $33,000/year $17.00/hour $17.00/hour $33,000/...
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When you spend more than you make, you have a(n) _____. (1 point) Responses surplus surplus overage overage deficit deficit gain
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Compounding interest means interest accrues _____. (1 point) Responses more slowly than simple interest more slowly than simple interest more quickly than simple interest more quickly than simple interest at the same rat...
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Suppose that your net income for the month is $1,500 and that your total expenses are $2,500. Which statement is accurate? (1 point) Responses You have a surplus of $1,000. You have a surplus of $1,000. You have a surplu...
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Deductions from your pay such as FICA, federal withholding, and state withholding are _____. (1 point) Responses voluntary and fixed voluntary and fixed voluntary and discretionary voluntary and discretionary involuntary...
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An example of a fixed expense is _____. (1 point) Responses clothing (not for work) clothing (not for work) gas for a trip to the beach gas for a trip to the beach jeans jeans mortgage mortgage
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FICA is a(n) _____. (1 point) Responses involuntary deduction based on a percentage of gross pay involuntary deduction based on a percentage of gross pay voluntary deduction based on a percentage of net income voluntary...
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Voluntary deductions include ____. (1 point) Responses federal tax withholdings federal tax withholdings state tax withholdings state tax withholdings health insurance premiums health insurance premiums Social Security w...
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When investing in a savings plan, it is better to _____. (1 point) Responses invest all the money you can in the beginning at the highest rate possible and do not add any other money invest all the money you can in the b...
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You invest $75.00 the first month and $1,000.00 the second month at 3.75% APR. How much interest do you accrue at the end of the second month? (1 point) Responses $0.23 $0.23 $3.36 $3.36 $3.59 $3.59 $3.13
Asked by Name 1 answer
Doris Debtor got in trouble because _____. (1 point) Responses she had too much debt she had too much debt she had an unexpected event and no savings she had an unexpected event and no savings her boss fired her her boss...
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When you owe money, it is _____. (1 point) Responses a debt a debt collateral collateral available balance available balance a risk position
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Your original purchase price was $825.00 plus 7% sales tax. You enter into an agreement where the interest (12.5% APR) is waived for the first 12 months provided you make the required monthly payments; otherwise the inte...
Asked by Name 1 answer
Your original purchase price was $825.00 plus 7% sales tax. You enter into an agreement where the interest (12.5% APR) is waived for the first 12 months provided you make the required monthly payments; otherwise the inte...
Asked by Name 1 answer
How much is the interest if you do not pay the second month? (1 point) Responses $9.05 $9.05 $9.66 $9.66 $121.53 $121.53 $143.70 $143.70
Asked by Name 1 answer
Your original purchase price was $825.00 plus 7% sales tax. You enter into an agreement where the interest (12.5% APR) is waived for the first 12 months provided you make the required monthly payments; otherwise the inte...
Asked by Name 1 answer
Interest charged when you miss a payment is called _____. (1 point) Responses accrued interest accrued interest late interest late interest past due interest past due interest late payment interest late payment interest
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A fee charged for not paying a bill is commonly called _____. (1 point) Responses a late payment/missed fee a late payment/missed fee a bad debt fee a bad debt fee accrued interest accrued interest a debtor’s fee a debto...
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