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January 2026

45,417 public questions were asked this month.

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Recent questions

Latest from January 2026

You have a score of 700 but your credit score gets affected by having too much debt and you lose 5% of your credit score. What is your new score? (1 point) Responses 665 points 665 points 688 points 688 points 696 points...
Asked by . 1 answer
If you are just building your payment history, how many points from a perfect score will you possibly miss? (1 point) Responses 297.5 297.5 85 85 255 255 127.5
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Your payment history is ____ of the credit score. (1 point) Responses 15% 15% 30% 30% 35% 35% 10% 10%
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Credit profile shows _____. (1 point) Responses only your credit history only your credit history your overall credit score your overall credit score Many parts such as credit history, debts, and payment history Many par...
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You pay off the $800.00 credit limit card from problem #3. What happens to your debt ratio? (1 point) Responses decreases by 10% decreases by 10% increases by 10 % increases by 10 % decreases by 4% decreases by 4% increa...
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You have four credit cards. Each has a balance of $450.00, but their credit limits are $800.00, $1,200.00, $1,300.00, and $1,500.00. Paying off and closing which card would decrease your debt ratio? (1 point) Responses t...
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Closing a credit card usually ____ your debt ratio. (1 point) Responses increases increases decreases decreases has no effect on has no effect on improves improves
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Write. Professionally About servicing city of ____ upcoming events 2026. We would like to let you know that we will be available and attending the the following upcmong events Concerts in the park April 18, 2026 Grayson...
Asked by Truffle 1 answer
When calculating interest accrued, you use the _____. (1 point) Responses APR APR APY APY debt ratio debt ratio going rate going rate
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You have a mortgage of $125,600.00 at a 4.95% APR. You make a payment of $1,500.00 each month. What is your principal balance at the beginning of the third month? (1 point) Responses $122,600.00 $122,600.00 $123,632.15 $...
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Interest rates on mortgages are lower because the home is _____. (1 point) Responses used used secured secured collateral collateral stable
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Question A pack of gum would be considered a(n) _____. (1 point) Responses gimmick gimmick small ticket item small ticket item unaccountable expense unaccountable expense necessity
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_____ are used to take money directly from your account. (1 point) Responses Charge cards Charge cards Debit cards Debit cards Credit cards Credit cards Cash cards
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When calculating interest accrued, you should ____. (1 point) Responses multiply the principal by the APR multiply the principal by the APR multiply the principal by the APR and number of months multiply the principal by...
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Question APR stands for _____. (1 point) Responses annual partial rate annual partial rate amortized percentage rate amortized percentage rate annual percentage rate annual percentage rate amortized partial rate
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When you pay a bill in full, you are _____. (1 point) Responses paying it off paying it off defaulting defaulting maximizing profit maximizing profit zeroing zeroing
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A credit card gives 2% cash back on purchases. You purchase $1,685.90 in items with that card.If the credit card in problem #3 has an interest rate of 14.75% and you do not make a payment the first month on that $1,685.9...
Asked by . 1 answer
If the credit card in problem #3 has an interest rate of 14.75% and you do not make a payment the first month on that $1,685.90 balance, how much is the difference between the interest and reward? (1 point) Responses $17...
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A credit card gives 2% cash back on purchases. You purchase $1,685.90 in items with that card. What is your reward amount? (1 point) Responses $33.72 $33.72 $337.18 $337.18 $280.98 $280.98 $2.81
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To calculate a rewards program incentive, you _____. (1 point) Responses use the simple interest formula use the simple interest formula use the percentage of a number use the percentage of a number multiply the whole nu...
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Most credit card incentive programs give _____. (1 point) Responses cash cash cash back cash back discounts discounts set dollar savings
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You have a credit card with a balance of $1,187.92 and the interest is 12.25% APR. A late fee of $30.00 is charged for payments after the due date. You missed your payment due date, but plan to make a payment of $125.00...
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You have a credit card with a balance of $1,758.64. The interest is 12.75% APR. A late payment fee of $35.00 is added to the principal if you pay after 12/20. You make a payment for $100.00 on 12/20. How much interest di...
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_____ by credit card companies are meant to get you to use the credit card. (1 point) Responses Bargains Bargains Discounts Discounts Incentives Incentives Pre-approved applications
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Question A check card is also known as a _____. (1 point) Responses credit card credit card charge card charge card debit card debit card card advance card advance
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