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January 2026

45,417 public questions were asked this month.

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Recent questions

Latest from January 2026

Write. Professionally About servicing city of ____ upcoming events 2026. We are so happy to service Grayson for the almost 4th year We would like to let you know that we will be available and attending the the following...
Asked by Truffle 1 answer
You take out a cash advance of $2,790.00 on a credit card with a 3.5% cash advance fee and a 13.5% APR. What is the amount due by the end of the month? (1 point) Responses $2,887.65 $2,887.65 $2,821.39 $2,821.39 $3,277.4...
Asked by . 1 answer
You have $1,998.00 on a credit card with a 14.5% APR. You miss your minimum payment the first month and there is a late fee of $37.00. How much is your balance at the beginning of the second month? (1 point) Responses $2...
Asked by . 1 answer
Your mortgage is $135,400.00 at a 5.25% APR. If you pay $1,500.00 towards the mortgage each month, how much of your second month's payment is applied to the principal? (1 point) Responses $1,815.25 $1,815.25 $315.25 $315...
Asked by . 1 answer
You have a credit card with an initial balance of $3,168.00 and an interest rate of 12.75% APR. If you make no payments on the card for three months, how much is your balance by the end of the third month? (1 point) Resp...
Asked by . 1 answer
You are paid $8.25/hour. You work 35 hours/week for 3 weeks. Your involuntary deductions are FICA (7.65%), federal withholding (13%), and state withholding (9%). How much is your realized income? (1 point) Responses $203...
Asked by . 1 answer
Your gross pay is $2,759.00. Your involuntary deductions are FICA (7.65%), federal withholding (12%), and state withholding (7%). How much are you allowed for housing and fixed expenses? (1 point) Responses $772.52 $772....
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Payment history is ____ of your credit score. (1 point) Responses 35% 35% 30% 30% 10% 10% 15% 15%
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APY means ____. (1 point) Responses annual percentage yield annual percentage yield annual percentage yearly annual percentage yearly apportioned percentage yield apportioned percentage yield applied percentage yield
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When starting your credit history, a low-credit-limit, high-interest-rate credit card should be paid ____. (1 point) Responses in full, on time, every time in full, on time, every time in even payments each time in even...
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A perfect credit score is _____ points. (1 point) Responses 750 750 800 800 700 700 850
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Another name for a debit card is _____. (1 point) Responses charge card charge card cash transaction cash transaction check card check card credit card
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Credit scores are made of _____. (1 point) Responses credit history, payment history, debt ratio, and types of credit credit history, payment history, debt ratio, and types of credit credit profile credit profile FICO FI...
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Which item is NOT an asset? (1 point) Responses house house car car debit card debit card cash
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The original amount owed on a loan is known as ____. (1 point) Responses principal principal available balance available balance credit credit collateral collateral
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_____ is the amount of money owed in addition to the original amount. (1 point) Responses Principal Principal Interest Interest APR APR APY APY
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1 of 201 of 20 Items Question If you owe money to a creditor, you are a _____. (1 point) Responses loaner loaner creditor creditor debtor debtor loanee loanee
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You have 3 credit cards: $990.34 (credit limit: $3,500.00), $2,365.78 (credit limit: $4,600.00), and $5,897.65 (credit limit: $8,000.00). You pay off the lowest balance and close the card. What happened to your debt rati...
Asked by . 1 answer
You owe $3,450.00. Which credit limit gives you an acceptable debt ratio? (1 point) Responses $4,000.00 $4,000.00 $2,000.00 $2,000.00 $7,000.00 $7,000.00 $5,500.00
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The type of credit card you want to pay in full, on time, every time is _____. (1 point) Responses low credit limit, high interest low credit limit, high interest low credit limit, low interest low credit limit, low inte...
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FICO stands for ______. (1 point) Responses Fair Information Credit Organization Fair Information Credit Organization Fair-Isaac Corporation Score Fair-Isaac Corporation Score Federal Income-Credit Organization Federal I...
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Score <500 501-650 651-750 751-850 Rate (APR) 15.75% 12.5% 9.25% 5.75% Question Use the table to answer the question. You have two credit cards. One has a balance of $1,675.00 at a 9.75% APR and the other has a balance o...
Asked by . 1 answer
Score <500 501-650 651-750 751-850 Rate (APR) 15.75% 12.5% 9.25% 5.75% Question Use the table to answer the question. If your credit score is 750, how much will you pay in interest by the end of 1 month if you owe $2,375...
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Debt ratio is calculated by _____. (1 point) Responses adding all that you owe adding all that you owe subtracting all that you owe from your available credit limits subtracting all that you owe from your available credi...
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When you owe money, you are a _____. (1 point) Responses loanee loanee debtor debtor debtee debtee loaner loaner
Asked by . 1 answer