Revise the following sentences to make one of the existing sentences subordinate to the other.

People know they are going to have to retire; they often do not save enough money to do so comfortably. (this one is my answer, but I like the second one better)

People know they are going to retire, and often do not save enough money to do so comfortably

2 answers

I would use the second one; however I would use 'but' in place of 'and'
Neither sentence has one of the clauses subordinate to the other.

Start with "Although" followed by the second clause; then use the first clause as the independent clause.

What do you get?