The concept you might be looking for is "crowdfunding" or "prepaid expenses."
In crowdfunding, individuals or businesses can raise funds from a large number of people, often through online platforms, allowing them to gather money upfront for a specific project or expense.
In terms of prepaid expenses, this refers to arranging payments in advance for services or products that you will receive in the future, which can sometimes help in budgeting and managing cash flow efficiently.
If you're thinking of a specific context, please provide more details!