Toni applied for a loan from her local bank, 1st National. She was denied the loan because of an error on her credit report. Toni’s credit report has records for a car loan taken out last year in Miami. Toni has never been to Miami, and she did not buy a car last year. What should she immediately do?(1 point)

Responses

She should contact the credit bureau that issued the credit report, 1st National, her local police, and the federal government at identitytheft.gov.
She should contact the credit bureau that issued the credit report, 1st National, her local police, and the federal government at identitytheft.gov.

She should contact all three credit bureaus, her local police, and the federal government at identitytheft.gov.
She should contact all three credit bureaus, her local police, and the federal government at identitytheft.gov.

She should contact the credit bureau that issued the credit report, the lender in Miami, and the federal government at identitytheft.gov.
She should contact the credit bureau that issued the credit report, the lender in Miami, and the federal government at identitytheft.gov.

She should contact the credit bureau that issued the credit report, the lender in Miami, her local police, and the federal government at identitytheft.gov.

1 answer

Toni should contact the credit bureau that issued the credit report, the lender in Miami, her local police, and the federal government at identitytheft.gov. This option addresses the error on her credit report, potential identity theft, and the need to inform local authorities.

So, the correct response would be:

She should contact the credit bureau that issued the credit report, the lender in Miami, her local police, and the federal government at identitytheft.gov.