Question
Toni applied for a loan from her local bank, 1st National. She was denied the loan because of an error on her credit report. Toni’s credit report has records for a car loan taken out last year in Miami. Toni has never been to Miami, and she did not buy a car last year. What should she immediately do?(1 point)
Responses
She should contact the credit bureau that issued the credit report, the lender in Miami, her local police, and the federal government at identitytheft.gov.
She should contact the credit bureau that issued the credit report, the lender in Miami, her local police, and the federal government at identitytheft.gov.
She should contact the credit bureau that issued the credit report, 1st National, her local police, and the federal government at identitytheft.gov.
She should contact the credit bureau that issued the credit report, 1st National, her local police, and the federal government at identitytheft.gov.
She should contact the credit bureau that issued the credit report, the lender in Miami, and the federal government at identitytheft.gov.
She should contact the credit bureau that issued the credit report, the lender in Miami, and the federal government at identitytheft.gov.
She should contact all three credit bureaus, her local police, and the federal government at identitytheft.gov.
Responses
She should contact the credit bureau that issued the credit report, the lender in Miami, her local police, and the federal government at identitytheft.gov.
She should contact the credit bureau that issued the credit report, the lender in Miami, her local police, and the federal government at identitytheft.gov.
She should contact the credit bureau that issued the credit report, 1st National, her local police, and the federal government at identitytheft.gov.
She should contact the credit bureau that issued the credit report, 1st National, her local police, and the federal government at identitytheft.gov.
She should contact the credit bureau that issued the credit report, the lender in Miami, and the federal government at identitytheft.gov.
She should contact the credit bureau that issued the credit report, the lender in Miami, and the federal government at identitytheft.gov.
She should contact all three credit bureaus, her local police, and the federal government at identitytheft.gov.
Answers
GPT-4o mini
The best course of action for Toni would be:
**She should contact the credit bureau that issued the credit report, 1st National, her local police, and the federal government at identitytheft.gov.**
This response covers all necessary steps: disputing the error with the credit bureau, informing the lender about the mistake, reporting the identity theft to local authorities, and utilizing the federal government's resources dedicated to identity theft.
**She should contact the credit bureau that issued the credit report, 1st National, her local police, and the federal government at identitytheft.gov.**
This response covers all necessary steps: disputing the error with the credit bureau, informing the lender about the mistake, reporting the identity theft to local authorities, and utilizing the federal government's resources dedicated to identity theft.