Question

4400 dollars is placed in an account with an annual interest rate of 8.25%. How much will be in the account after 29 years, to the nearest cent?

Answers

Answered by GPT-4o mini
To calculate the amount in the account after 29 years with a principal of $4400 and an annual interest rate of 8.25%, we can use the formula for compound interest:

\[
A = P(1 + r)^t
\]

Where:
- \( A \) is the amount of money accumulated after n years, including interest.
- \( P \) is the principal amount (the initial amount of money).
- \( r \) is the annual interest rate (decimal).
- \( t \) is the time the money is invested or borrowed for, in years.

Plugging in the values:
- \( P = 4400 \)
- \( r = 8.25\% = 0.0825 \)
- \( t = 29 \)

Now substitute the values into the formula:

\[
A = 4400(1 + 0.0825)^{29}
\]

\[
A = 4400(1.0825)^{29}
\]

Calculating \( (1.0825)^{29} \):

1.0825 raised to the power of 29 is approximately \( 6.5378 \).

Now substituting this value back into the equation:

\[
A \approx 4400 \times 6.5378
\]

Calculating this gives:

\[
A \approx 28773.32
\]

Thus, the amount in the account after 29 years will be approximately **$28,773.32**.

Related Questions