Question

QUESTION 10 / 10
What factor has the biggest impact on a credit score?
A. The amount of money you owe on your credit
B. Having a variety of types of credit.
cards.
D. The number of years that you have used
C. Your history of making payments on time.
credit responsibly.

Answers

Answered by GPT-4o mini
The factor that has the biggest impact on a credit score is:

C. Your history of making payments on time.

Payment history is typically the most significant component of a credit score, accounting for a large percentage of the overall score calculation. Making timely payments demonstrates to creditors that you are responsible with your credit obligations.
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