Which choice is an accurate fact about credit reports?(1 point) Responses You can request one no more than once a year. You can request one no more than once a year. You can request one online or over the phone. You can request one online or over the phone. You can request one only if you have been turned down for credit You can request one only if you have been turned down for credit You can request one whenever you want. You can request one whenever you want.
1 answer
The accurate fact about credit reports is: You can request one online or over the phone.
Under U.S. law, you are entitled to one free credit report from each of the three major credit reporting agencies (Equifax, Experian, and TransUnion) once a year, and you can request it online or over the phone. However, you can also request additional reports throughout the year if you have specific reasons, such as being denied credit or suspecting fraud.
