Which choice is an accurate fact about credit reports?(1 point)

Responses

You can request one whenever you want.
You can request one whenever you want.
You can request one no more than once a year.
You can request one no more than once a year.
You can request one online or over the phone.
You can request one online or over the phone.
You can request one only if you have been turned down for credit

1 answer

The accurate fact about credit reports is: You can request one online or over the phone.

You can also request one whenever you want, but the most commonly known guideline in the U.S. allows for one free credit report from each of the three major credit bureaus (Experian, TransUnion, and Equifax) every year.