Asked by Robertta

Meg's pension plan is an annuity with a guaranteed return of 7% per year (compounded quarterly). She would like to retire with a pension of $20,000 per quarter for 15 years. If she works 31 years before retiring, how much money must she and her employer deposit each quarter?

Answers

Answered by Melissa
1.) PMT(1-(1+r/m)^-mt/(r/m)

20,000(1-(1+0.07/4)^(-4*15))/(0.07/4) =739279.71

2.) Plug back into FV

739279.71(0.07/4)/((1+0.07/4)^4*31-1)= 1703.31

Final answer= 1703.31 (rounded to the nearest cent)
Answered by Ann
Melissa idk who you are, but I have been working on this problem for my homework for over an hour and your comment is what finally got me to the right answer. Thank you for your service

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