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realized income: $2034.24 fixed expense: 2034.24 * 30% = $610.27 2nd job: $9.50/hr .. deductions: 7.65% (or .0765), 11.5% (.115), 7.75%(.0775) discretionary money: realized income - fixed expenses 2034.24 - 610.27 = $1423.97 5 mth emergency fund: fixed
