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Damon - error !
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Credit card A B=607.99(1.15) ^12t ======================== no 18/12 = 1.5 1.5/100 = .015 NOT .15 so it is 1 .015^12 = 1.1956 18/2 = 9 so 1.09^2 = 1.188 LESS ! 17/4 = 4.25 so 1.0425^4 = 1.181 LEAST !!!
