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Questions (362)

What is the primary function of a credit card?(1 point) Responses It allows a borrower to use funds from a financial institution
1. 1 answer
2. asked by b33ft0ads
3. 86 views
What do large credit card balances mean for your overall financial health?(1 point) Responses You have a high debt burden to
1. 1 answer
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3. 84 views
How many days did TILA’s right of rescission allow for the voiding of certain loans? (1 point) Responses one one two two three
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3. 66 views
Which of the following were the goals of TILA and the CARD Act? Select the two correct answers.(1 point) Responses limit the
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3. 115 views
Neither loan required a down payment. Loan B has a 2% prepayment penalty. Neither requires credit insurance. If the borrower
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3. 141 views
What is the difference between a store credit card and an ordinary credit card?(1 point) Responses An ordinary credit card can
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3. 123 views
What role does a credit network such as Visa, MasterCard, Discover, or American Express play in your credit card purchase?(1
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3. 129 views
Which are true statements about APR? Select the two correct answers.(1 point) Responses It is calculated based on the total cost
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3. 96 views
Which of these might help you save money on a student loan?(1 point) Responses find a loan with a higher APR find a loan with a
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3. 100 views
If you borrow $10,000 over five years, at the end of the five years, what will you have paid?(1 point) Responses more than
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3. 117 views
What is a credit card’s grace period?(1 point) Responses It is the period during which the card’s interest rate cannot
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3. 160 views
Which is true of variable-rate loans?(1 point) Responses The rate can go up or down, depending upon the index it is tied too.
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3. 118 views
Which statement is true about principal?(1 point) Responses It is everything you pay in addition to repaying the amount you
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3. 87 views
Which statement is true about an annual percentage rate (APR)?(1 point) Responses It is equal to the interest rate times the
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3. 154 views
Which of the following will likely lower your credit score?(1 point) Responses You are three months away from paying off your
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3. 83 views
Which of the following will increase your credit score?(1 point) Responses Your credit record goes back years, but all your
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3. 95 views
Which process leaves you with no debt when it is over?(1 point) Responses Chapter 13 bankruptcy Chapter 13 bankruptcy neither
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3. 120 views
Under which process might you not have to pay off all your debts in full?(1 point) Responses Chapter 7 bankruptcy Chapter 7
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3. 179 views
If your credit report shows late payments because you were deployed to a combat zone, what might you do to clean up your credit
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3. 136 views
Where does your credit score come from?(1 point) Responses It is based on information in the credit reports compiled by Equifax,
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3. 104 views
Cody’s credit report lists two different addresses in Lakeville, CT. What might be an explanation for that?(1 point) Responses
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3. 127 views
Cole just moved to a new neighborhood. He called the electric company to switch the utilities for his new home from the landlord
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3. 110 views
What do Equifax, Experian, and TransUnion do?(1 point) Responses ensure no one is able to see their credit report ensure no one
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3. 114 views
What is the difference between a charge card and a credit card?(1 point) Responses A charge card has zero interest while a
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3. 122 views
Which is the best description of services offered by a consumer bank? (1 point) Responses implementation of economic policy for
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3. 103 views
Which of the following statements are true? Select the two correct answers. (1 point) Responses Store credit cards co-branded
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3. 147 views
Which defines a bank as used in finance? (1 point) Responses the land alongside or sloping down to a river or lake the land
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3. 88 views
What is the S&P 500? (1 point) Responses a type of stock a type of stock a type of bank savings account a
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3. 93 views
How do you grow your net worth? (1 point) Responses You buy undervalued assets, which appreciate with time.
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3. 83 views
Which do you not need to create a budget?(1 point) Responses your expenses your expenses your income your income the period of
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3. 99 views
What is defined as income?(1 point) Responses a transformation of debt a transformation of debt a shift in the structure of an
1. 1 answer
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3. 73 views
How much did the unemployment rate grow from January 2020 to January 2021 due to the COVID-19 pandemic?(1 point) Responses 0.8%
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3. 82 views
Which is a source of passive income?(1 point) Responses owning luxury cars owning luxury cars owning dividend stocks owning
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3. 136 views
Which of the following are considered to be capital gains?(1 point) Responses the money lost when a stock is sold for less than
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3. 82 views
According to measurements made by the Wilkinson Microwave Anisotropy Probe (WMAP), which material is by far the most plentiful
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3. 104 views
Which of the following correctly explains the purpose of the establishment clause of the First Amendment?(1 point) Responses The
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3. 76 views
Which of the following correctly analyzes the effect the Supreme Court’s use of selective incorporation has had on the freedom
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3. 100 views
Which of the following correctly explains how selective incorporation contributed to the right to freedom of speech in the
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3. 96 views
What process is described as the requirement of following predetermined procedure prior to depriving an individual of life,
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3. 122 views
Analyze the meaning of substantive due process.(1 point) Responses Substantive due process centers on the idea of fairness
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3. 91 views
Analyze why the addition of the Fourteenth Amendment was necessary.(1 point) Responses to limit the powers held by the states,
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3. 92 views
Which of the statements best describes the rights of individuals stated in the Constitution under the protection of habeas
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3. 196 views
Which is an employer-sponsored retirement plan?(1 point) Responses a strategy offered by the company that will advise employees
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3. 147 views
Which is a source of passive income?(1 point) Responses owning dividend stocks owning dividend stocks teaching about personal
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3. 97 views
Which of these is a mutual fund? (1 point) Responses a fund that you share with your family to save in the bank a fund that you
1. 1 answer
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3. 138 views
Which of the following are considered to be capital gains?(1 point) Responses the interest earned from a government bond the
1. 1 answer
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3. 92 views
Which of the following is not a characteristic of a typical bank savings account?(1 point) Responses no restrictions on money
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3. 111 views
If you want to start an emergency savings fund and want to make sure your money is available at any given time, which is the
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3. 109 views
Which of the following is identified as a 501(c)(3)? (1 point) Responses a company that donates its profits but has unrelated
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3. 86 views
Which is the first step in setting a financial goal? (1 point) Responses setting aside leftover income setting aside leftover
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3. 99 views
If you used money from your emergency fund, which is an appropriate next response?(1 point) Responses Repay your emergency fund
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3. 132 views
Which of these tasks should you do first when creating a print advertisement?explain where to buy the product gather information
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3. 145 views
Which of the following is a characteristic of formal language?standard English contractions slang jargon
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3. 111 views
Which of the following is a characteristic of informal language?a conversational tone no contractions a serious tone standard
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3. 157 views
Is the following call to action stated or implied?Vote YES on Proposition 402 to provide funding for arts classes in our
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3. 91 views
Print advertisements are a form of _____ writing.fact-and-opinion persuasive cause-and-effect narrative
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3. 75 views
5.Which sentence has the most positive connotation? The team attended the game. The team won the game. The team played the game.
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3. 120 views
.What would be the best target audience for the product described in this ad? Tired of tossing and turning at night? Having
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3. 85 views
3.Which sentence in this passage represents a call to action? This city has had a rodent problem for years. Uncollected trash in
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3. 75 views
.What type of appeal is used in the following passage? Don't let the competition get the jump on you! You need JT 3-Pointers
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3. 80 views
Which sentence has the most neutral connotation?The plan was presented to the town council. The impractical plan was presented
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3. 94 views
Read the second part of the body of the essay again.Some of the adults who read this will say that the city can’t afford such
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3. 71 views
Which verb gives this sentence a positive connotation?The teacher _____ that the students not wait until the last minute to
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3. 67 views
Is the message of the following passage stated or implied?The American Medical Association says eating whole-grain bread instead
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3. 93 views
Is the message of the following passage stated or implied?If you want a voice in your future, you must vote in both local and
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3. 97 views
What type of appeal is used in the following passage?Vote for Proposition 999 because it is the patriotic thing to do. A.
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3. 81 views
What type of appeal is used in the following passage?Our railroad system should be improved because, according to research by
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3. 63 views
What type of appeal is used in the following passage?Two benefits of space exploration are the development of new products and
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3. 111 views
Which statement best identifies how the decision in the United States v. Eichmann case was a result of constitutional
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3. 112 views
Alexander Hamilton’s recommendation for creating a national bank is an example of(1 point) Responses a loose interpretation of
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3. 105 views
When is judicial activism warranted by the Supreme Court?(1 point) Responses if there is a case where the court disagrees with a
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3. 179 views
How can the Supreme Court overturn a lower court’s decision on a case?(1 point) Responses by accepting a writ of certiorari
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3. 99 views
How is the Supreme Court able to check the other branches using judicial review?(1 point) Responses The Supreme Court uses
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3. 117 views
How is the Supreme Court able to resolve policy differences between the legislative branch and the executive branch?(1 point)
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3. 106 views
In the case of Roe v. Wade, what answer explains why judicial review at the Supreme Court level was warranted?(1 point)
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3. 147 views
In the case of Brown v. Board of Education of Topeka, how did the process of judicial review allow the Supreme Court to decide
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3. 142 views
Read the following summary that includes a quote from President Theodore Roosevelt on the bully pulpit. “President Roosevelt,
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3. 130 views
How can Congress use its power of the purse to impact the agenda of the executive branch?(1 point) Responses Congress could stop
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3. 116 views
Using the information in the table, analyze why the Administrative Procedure Act of 1946 (APA) established the rulemaking
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3. 300 views
Which statement explains why committees are important in the process of a bill becoming a law?(1 point) Responses Committees are
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3. 96 views
Identify the number of members in the U.S. House of Representatives.(1 point) Responses 535 535 435 435 270 270 100
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3. 139 views
Identify the term length of the members of the U.S. Senate.(1 point) Responses six years six years unlimited unlimited four
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3. 109 views
Which of the following fiscal tax policies would be used to reduce inflation?(1 point) Responses monetary policy monetary policy
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3. 148 views
Which of the following constitutional quotes best explains the differences between each congressional chamber’s approach to
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3. 151 views
Which of the following excerpts from the Constitution best demonstrates the constitutional principle of separation of powers?(1
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3. 113 views
What does the FCC regulate?(1 point) Responses the nation’s food supply the nation’s food supply radio, TV, wire, and
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3. 121 views
How do independent executive agencies take on the qualities of the other branches?(1 point) Responses They have to listen to the
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3. 217 views
Which of the following is an example of a presidential use of inherent power?(1 point) Responses the Great Society program the
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3. 113 views
How can a president use foreign policy power to recognize a foreign nation?(1 point) Responses putting a U.S. embassy in a
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3. 123 views
Which of the following best explains why it is the role of the president to nominate cabinet members?(1 point) Responses Because
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3. 106 views
Which statement best describes why presidents take an oath of office?(1 point) Responses Presidents take the oath of office to
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3. 184 views
With which type of galaxy is a small galaxy most likely to merge? Select the two correct answers.(1 point) Responses a nearby
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3. 125 views
Which characteristics are considered most typical of an old galaxy in decline?(1 point) Responses spiral, abundant planets
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3. 104 views
Which factor is essential to the initial formation of galaxies, for either of the theories describing galaxy evolution?(1 point)
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3. 102 views
How do emission and reflection nebulae differ?(1 point) Responses interactions with light interactions with light hard line
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3. 130 views
What is the main challenge astronomers face when trying to directly detect black holes?(1 point) Responses Black holes are
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3. 96 views
Which statement best describes the galaxies closest to the Milky Way?(1 point) Responses These galaxies include irregular,
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3. 125 views
Which of these characteristics of a star make it most likely to become a black hole? Select the two correct answers.(1 point)
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3. 70 views
onomers think that most galaxies are centered by a Select Answer , which exerts Select Answer that binds the galaxy together.
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3. 93 views
Which description best summarizes the steps that take place during black hole formation, in the correct order?(1 point)
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2. asked by b33ft0ads
3. 111 views

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