Your friend asks you to explain the Health Insurance Portability and Accountability Act (HIPAA). What information should you include in your explanation?

Check all that apply.

Responses

The patient’s rights and responsibilities are outlined by HIPAA.
The patient’s rights and responsibilities are outlined by HIPAA.

HIPPA limits and insurance company’s ability to refuse to pay based on a pre-existing condition.
HIPPA limits and insurance company’s ability to refuse to pay based on a pre-existing condition.

HIPAA outlines who has access to patient records.
HIPAA outlines who has access to patient records.

HIPAA is important because it sets rules so that individuals with disabilities cannot be discriminated against.

1 answer

In your explanation of the Health Insurance Portability and Accountability Act (HIPAA), you should include the following information:

  • HIPAA outlines who has access to patient records.
    This is a key aspect of HIPAA, as it establishes regulations regarding the privacy and security of protected health information (PHI) and specifies who can access this information.

  • HIPPA limits insurance company’s ability to refuse to pay based on a pre-existing condition.
    HIPAA includes provisions that protect individuals from being discriminated against by health insurance companies based on pre-existing medical conditions.

The first and last points regarding patient rights and protections against discrimination for individuals with disabilities are not accurate descriptions of the primary focus of HIPAA. While HIPAA does recognize patient rights concerning access to their health information, it does not specifically outline "patient responsibilities" nor is it primarily focused on discrimination against individuals with disabilities (which is more the domain of other legislation, such as the Americans with Disabilities Act).

In summary, the accurate points to include in your explanation are:

  • HIPAA outlines who has access to patient records.
  • HIPAA limits insurance company’s ability to refuse to pay based on a pre-existing condition.