You want to buy a used all-train vehicle (ATV) that costs $2800.00. You have 1100.00 in savings and can save $200.00 more a month. Your local credit union offers loans at 6.50% per annum over a term of 12 months. You have a bank credit card with an interest rate of 20.00% per annum. You have a balance of $100.00 on your credit card.

Question

You want to buy a used all-train vehicle (ATV) that costs $2800.00. You have 1100.00 in savings and can save $200.00 more a month. Your local credit union offers loans at 6.50% per annum over a term of 12 months. You have a bank credit card with an interest rate of 20.00% per annum. You have a balance of $100.00 on your credit card.
A) Brainstorm as many different options as you cab for buying the ATV and paying off your credit card debt.
B.) Discuss the advantages and disadvantages of each option.
I do not understand any of this stuff please help me out here.