why does the bank tell you they are "crediting" your account when they increase it and "debiting" your account when they decrease it?

Question

I know this is a simple question but I just want to make sure I am currect with my answer before I post it to my class forme.

Answer:
A bank say's they are "crediting" your account when they increase it and "debiting" your account when they decrease it because if you were to depsite money into your account, that acts like a credit so they are giving you a positive deposit into your account. When they say they are debiting your account, that's when they take money out of the account that you say for them to take out such as a bill or if you were to write a check, they take that ammount out of the account. For Example, they use a T for their ledgers to show the debits in the colume on the left, and the credits on the right. Both are increasing however the debit side is subtracted from the balence at the end of a statement and the credits are added to creat a new ballence.

Am I on the right track with this question?