Responses
As soon as you have your first full-time job
As soon as you have your first full-time job
Right after you pay off your student loans
Right after you pay off your student loans
Once you are debt-free, including paying off all credit cards, auto loans, and your mortgage
Once you are debt-free, including paying off all credit cards, auto loans, and your mortgage
At age 45, so you have exactly 20 years until retirement
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The BEST time to start saving for your retirement is as soon as you have your first full-time job.
Starting early allows you to take advantage of compound interest, which can significantly grow your savings over time. Delaying retirement savings until after paying off student loans or becoming debt-free can result in a loss of valuable years of investment growth. Even if you start with small contributions, it's beneficial to begin saving as soon as possible.
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