The correct description of how phospholipids are positioned in the double layer cell membrane is:
b. hydrophilic phosphate heads face inside and outside the cell.
In a phospholipid bilayer, the hydrophilic (water-attracting) phosphate heads face toward the aqueous environments inside and outside the cell, while the hydrophobic (water-repelling) fatty acid tails face inward, away from water, towards each other.