Which is true of a health savings account but not a flexible spending account?

Question

You can use it to pay for prescription medications.
You can use it to pay for over-the-counter medications.
You must spent the money in it within a certain period of time.
You can get the account only if you have a health insurance plan with a high deductible.

Answer 1

You can get the account only if you have a health insurance plan with a high deductible.