When you have a dependent and an independent variable, it makes logical to utilize a linear equation. Purchasing a home may be an issue like this in the real world. If you pay $1,000 per month and $30,000 up front, your equation would be y = 1000x + $30,000

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This equation assumes a linear relationship between the monthly payment (y) and the number of months (x), which may not always be accurate in real estate transactions.