When buying groceries, Suki swipes a card to electronically subtract money from her checking account to pay. She is essentially using cash, as the amount is immediately removed from her account. Which type of card is Suki using?

Question

a debit card

a smart card

a stored value card

a gift card

Answer 1

Suki is using a debit card. A debit card allows users to access funds directly from their checking account, and the amount is immediately deducted when the transaction is made, similar to using cash.