What is considered an irresponsible use of money?(1 point)

Responses

buying a new washer/dryer
buying a new washer/dryer

spending exceeds income, or living beyond one's means
spending exceeds income, or living beyond one's means

paying for three streaming services
paying for three streaming services

taking out student loans to pay for college

1 answer

The most irresponsible use of money among the options provided is spending exceeds income, or living beyond one's means. This reflects a fundamental issue in financial management, leading to debt and financial instability.