Question

What do you see as the purpose of health insurance? Should there be limits on the amount of health care provided? If yes, what criteria should we use to ration health care? If no, how should health care be financed so that everyone has access?

Answer 1

Those, of course, are very big issues today, with many excellent, but different, answers.

You might start by asking if all tests and procedures are necesary. Three years ago, for instance, I broke my wrist. Of course an emergency room doctor set it and sent me home. But he also referred me to a wrist surgeon. Probably because I have excellent medical insurance, the surgeon recommended surgery so that I'd have use of my arm within days, not weeks. It certainly made my life easier for a few weeks, but was it necessary? Should tax payer money be spent in this way? Should I have to pay for the expensive surgery myself if I want it?

Talk to people and read. Then decide what you think.