what are welfare payments or consumer subsidies?

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Welfare can take a variety of forms, such as monetary payments, subsidies and vouchers, or housing assistance. Welfare systems differ from country to country, but welfare is commonly provided to individuals who are unemployed, those with illness or disability, the elderly, those with dependent children, and veterans.

Now there are those who argue (folks these days like to argue) if welfare are consumer subsidies (paying lower price at the stores), or employer subsidies (the business owner taking more of the profit). As with most economic systems, there are strong arguments for a bit of each.
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