Use the paragraph to answer the question.
“I started working at age 10 selling fruits and vegetables off a truck,” says Jay Ferrans, President of JM Financial & Accounting Services in Southfield, Michigan. “I worked after school and on Saturdays, even throughout the summer fulltime. I was paid $5 for a full day worth, plus tips. Instead of buying candy, I put all that money in the bank. After a few years I bought a snowblower with plans to snowplow for neighbors. I made more money from this and established a pattern of saving my money, which allowed me much more freedom to purchase large items as I grew up. On the other side of the coin, many people spend their money on the little things as they grow, not realizing the impact it’ll have on their future. That $5 cup of coffee from Starbucks might cost you over a thousand a year, meaning you won’t have money to buy the big items you need because of the small items you bought. We all get to make choices, and it’s through these choices where our financial wellbeing is determined in our later years.” Which statement describes a central idea of this paragraph?
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