Tracy was involved in an accident in which the other driver suffered severe injuries. The police determined that the accident was Tracy’s fault. Tracy is fully insured through her insurance company. Which of the following components of Tracy’s insurance policy will cover the injuries of the other driver?

Question

a.
bodily injury
b.
property damage
c.
collision
d.
comprehensive damage

Answer 1

The component of Tracy’s insurance policy that will cover the injuries of the other driver is:

a. bodily injury

Bodily injury coverage specifically addresses injuries to other people in an accident for which the insured (in this case, Tracy) is responsible.