To build a credit history, a person could:

A Establish a steady employment record
B File his or her federal income taxes on time
C Use an ATM several times a month
D Request to view her or his credit file

9 answers

D Request to view her or his credit file
is this correct
No, requesting to view your credit file does not build credit history. It is important to demonstrate responsible credit behavior, such as making on-time payments, keeping credit utilization low, and using a mix of credit types. Some ways to build credit history include:

- Opening a credit card or loan account and making timely payments
- Being added as an authorized user on someone else's credit card account (with their permission)
- Applying for a secured credit card, which requires a cash deposit that serves as collateral
- Taking out a credit-builder loan or personal loan and making on-time payments

Additionally, having a steady employment record and filing taxes on time can show stability and responsibility, which may reflect positively on a credit report. Using an ATM several times a month does not impact credit history.
To build a credit history, a person could:
A Establish a steady employment record
B File his or her federal income taxes on time
C Use an ATM several times a month
D Request to view her or his credit file
A Establish a steady employment record and B File his or her federal income taxes on time are two options that can help build credit history indirectly. However, the most effective way to build credit history directly is to apply for and use credit responsibly (such as a secured credit card or credit-builder loan) and make on-time payments.

C Using an ATM several times a month is not a method for building credit history.

D Requesting to view your credit file does not directly build credit history, but it is important to regularly check your credit report to ensure accuracy and identify any potential errors or fraudulent activity.
is this correct
Yes, this is correct.
To build a credit history, a person could:
A Establish a steady employment record
B File his or her federal income taxes on time
C Use an ATM several times a month
D Request to view her or his credit file

Choose one
A. Establish a steady employment record can indirectly help build credit history.