To calculate next year's population after a decrease of 3.7%, we can use the formula:
\[ \text{Next year's population} = \text{Current population} \times (1 - \text{percentage decrease}) \]
Here, the percentage decrease is 3.7%, or 0.037 in decimal form. The current population is 132,000.
First, we calculate the factor by which the population will decrease:
\[ 1 - 0.037 = 0.963 \]
Now, we can calculate next year's population:
\[ \text{Next year's population} = 132,000 \times 0.963 \]
Calculating that:
\[ \text{Next year's population} = 127,596 \]
To the nearest individual, next year's population will be:
\[ \boxed{127596} \]