To find the overall change in Joaquin's bank account for January and February combined, we start by determining the amount he took out in January.
Since the point is 20 units below 0, that means Joaquin withdrew \( -20 \) (or \( -20 \) dollars).
In February, he added $65.71 to his account, which is a positive change.
Now we can combine the changes from January and February:
- January: \( -20 \)
- February: \( +65.71 \)
To find the overall change:
\[ -20 + 65.71 = 65.71 - 20 = 45.71 \]
So, the overall change in Joaquin's bank account for January and February combined is \( +45.71 \).
Thus, the answer is:
C. \( $45.71 \)