The formula for the surface area of a triangular pyramid you've mentioned, \( SA = \frac{1}{2}ab + 3\left(\frac{1}{2}lb\right) \), uses the area of a triangle. Specifically, \( \frac{1}{2}ab \) represents the area of the base triangle, while \( \frac{1}{2}lb \) represents the area of the triangular lateral faces.
So, the correct response is:
area of a triangle