To simplify the expression \((-3.5) \times (-0.45)\), we can follow the rule that multiplying two negative numbers results in a positive number.
First, we can multiply the absolute values:
\[ 3.5 \times 0.45 \]
Now, we can perform the multiplication:
\[ 3.5 \times 0.45 = 1.575 \]
Since we are multiplying two negative numbers, the result is positive:
\[ (-3.5) \times (-0.45) = 1.575 \]
Thus, the simplified expression is:
\[ \boxed{1.575} \]