Caleb wants a health insurance plan that allows him to choose the doctors he wants to see. He's willing to pay higher premiums in order to have that flexibility. Which type of health insurance plan would be best for Caleb?
A.
Preferred provider organization
B.
Health maintenance organization
C.
Catastrophic
D.
Exclusive provider organization
1 answer
The best type of health insurance plan for Caleb, who wants flexibility in choosing doctors and is willing to pay higher premiums, would be:
A. Preferred provider organization (PPO)
PPOs typically offer a network of doctors and hospitals but allow members to see any provider, including those outside the network, at a higher out-of-pocket cost.
