Raya recently bought a new phone. She was taking a photo of her sister when she dropped the phone in the pool. The company that made the phone told her they wouldn’t replace it. Raya decides to call her credit card company to find out if they can help use the passage to answer the question, which advantage of credit is seeking to use

Answer 1

Raya is seeking to use the advantage of purchase protection provided by her credit card company. Many credit cards offer purchase protection, which can help cardholders in cases of accidental damage, theft, or other issues with purchases made using the card.

In Raya's situation, if her credit card offers purchase protection, she may be able to file a claim with the credit card company to have her damaged phone replaced or repaired. This can provide her with some financial relief and help cover the cost of a new phone, which the phone company refused to replace.

By calling her credit card company to inquire about purchase protection, Raya is taking advantage of the added benefits that come with using a credit card for certain purchases. These benefits can offer extra security and peace of mind for cardholders in situations like this.