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Question You made a budget, used it to help cut expenses, and want to use the extra money to pay down one of your two credit cards. What is the next step?(1 point) Responses Determine which card has the lower balance and pay the extra money to that card. Determine which card has the lower balance and pay the extra money to that card. Make payments to both credit cards in equal amounts to lower total debt on all accounts and improve your credit score. Make payments to both credit cards in equal amounts to lower total debt on all accounts and improve your credit score. Determine which card has the higher interest rate and pay the extra money to that card first. Determine which card has the higher interest rate and pay the extra money to that card first. Determine which card has the higher balance and pay the extra money to that card.

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Determine which card has the higher interest rate and pay the extra money to that card first.
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