The best description of the jobs that most closely match Payal's education (bachelor’s degree) and Otis's education (vocational training) in the Architecture and Construction career cluster would be:
Payal can work as an Interior Designer or a Construction Manager, and Otis can work as a Boiler Operator or a Roofer.
This option fits well because Interior Designers and Construction Managers typically require a bachelor's degree or higher, which aligns with Payal's education level. On the other hand, Boiler Operators and Roofers typically require vocational training or apprenticeships, which aligns with Otis's recent completion of vocational school.