Nikki borrowed $500 at 9% interest for 12 months under a monthly

installment plan. She must pay $8.7453 per $100 each month for 12
months. How much is her monthly installment payment?
a. $524.72
b. $3.75
c. $37.50
d. $43.73

1 answer

First, we need to calculate the total amount of interest Nikki will pay over the 12 months:

Total interest = $500 x 0.09 x 1 = $45

Next, we need to calculate the total amount of money Nikki will have to pay back:

Total amount = $500 + $45 = $545

Since Nikki has to pay $8.7453 per $100 each month, we can calculate her monthly installment payment as follows:

Monthly payment = $545 x 0.087453 = $47.55

Therefore, the answer is d. $43.73 is not the correct answer as it does not take into account the total amount that needs to be paid back (just the interest).