Miguel and Shonda are married and applying for a loan. They have similar salaries. Before they got married, Miguel had some medical issues and was out of work for a few months. He got a behind on some of his loan payments but has now caught up. What can Miguel do to raise his credit score? (1 point) Responses

A. Nothing—he should count on Shonda’s credit for the best terms.
B. He should borrow more money to demonstrate he can pay it back.
C. He should explain that Shonda’s score is good so his is less important.
D. Continuing to pay down his debt on time will gradually raise his score.

1 answer

D. Continuing to pay down his debt on time will gradually raise his score.