Patients often use a variety of methods to manage the costs of healthcare services, including health insurance plans, payment plans offered by providers, and health savings accounts (HSAs). Many individuals rely on their employer-sponsored insurance or government programs like Medicaid and Medicare to help cover expenses. For those who struggle with affordability, options such as sliding scale clinics, charity care programs, and nonprofit organizations can provide assistance. Additionally, some patients seek out prescription discount cards or negotiate costs directly with providers. Community health centers and local health departments may also offer low-cost or free services to individuals who qualify based on their income.
Medical care can be very costly for consumers and patients and people often need to get creative or seek help when covering costs. What are some of the most common methods that patients pay for healthcare services? What options, if any, are available for people who cannot afford healthcare services?
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