The statement that should not be one of Macky’s reasons for choosing a bank is:
c. The first bank Macky considered offered a chance to win a prize upon opening an account.
This reason is more about a promotional incentive rather than a substantial consideration of the bank's services, fees, or how well it meets Macky's financial needs. It is important for Macky to focus on the value and features of the account rather than a chance to win a prize.