Let |\psi\rangle=\frac{1-i}{2}|0\rangle-\frac{1+i}{2}|1\rangle and |\phi\rangle=\frac{2+i}{3}|0\rangle-\frac{2i}{3}|1\rangle. What is \langle \psi\,|\,\phi\rangle?

Please tell the ans...