Leena is a senior in high school. She babysits regularly and deposits her earnings into a checking account. She wants to get a credit card before leaving for college, but she is finding it difficult to get one. Determine whether Leena has a positive credit history, a negative credit history, or no credit history. Explain your answer.(6th grade)

Answer 1

Based on the information provided, we can determine that Leena most likely has no credit history. This is because she is a high school senior, meaning she is young and may not have had the opportunity to build credit yet. Additionally, the fact that she is finding it difficult to get a credit card suggests that she may not have a history of borrowing money and making payments, which is typically required to establish credit history. However, babysitting regularly and depositing earnings into her checking account shows responsibility and a potential for good credit habits in the future.