Julien was involved in an accident in which he merged into another car, damaging the front fender of the other car. Julien is fully insured through his insurance company. Which component of Julien’s insurance plan will cover the damage he caused to the other car?

Question

a.
bodily injury
b.
property damage
c.
collision
d.
comprehensive damage

Answer 1

The correct component of Julien’s insurance plan that will cover the damage he caused to the other car is:

b. property damage

Property damage liability coverage is designed to pay for the damages Julien causes to another person’s property, such as their car, in an accident.