John T. works on the assembly line at an automobile factory. One day he falls off the roof of his house while cleaning the gutters and injures his back. He learns he will be off his job for almost a year while his back heals. Which of the following insurance will he need to cover losses from his absence?

Question

A. He will be covered by disability insurance for 3 months.
B. He may potentially be covered by disability insurance provided by his employer until he goes back to work.
C. He will have to collect from his regular medical insurance.
D. Because the accident happened at home he is not covered.
Please help I'm not sure of the answer

Answer 1

B is possible, but not often work insurance covers home injuries.
He needs to check his home owners insurance policy, sometimes that covers slip and fall, including owners. If it is going to last for over a year, SSI is a likely option.

Answer 2

thanks so much