In the context of credit ratings, what is character?(1 point)

Question

Responses

something of value used to secure a loan
something of value used to secure a loan

a numerical estimate of your creditworthiness
a numerical estimate of your creditworthiness

your ability to repay a loan
your ability to repay a loan

your prior record of paying your bills and paying off your debts

Answer 1

your prior record of paying your bills and paying off your debts