In the article "All About Credit Cards," how does Matt Schulz's advice about using credit cards demonstrate responsible financial habits?(1 point) Responses He encourages avoiding credit cards entirely to stay out of debt. He encourages avoiding credit cards entirely to stay out of debt. He suggests learning how credit cards work before getting one and paying off debt quickly if it occurs. He suggests learning how credit cards work before getting one and paying off debt quickly if it occurs. He recommends using credit cards for expensive purchases only. He recommends using credit cards for expensive purchases only. He advises borrowing as much as possible to build good credit quickly.

Answer 1

Matt Schulz's advice about using credit cards demonstrates responsible financial habits by suggesting that individuals learn how credit cards work before getting one and pay off debt quickly if it occurs. This approach encourages understanding the terms and conditions, making informed decisions, and managing debt effectively, which are key components of responsible financial behavior.