If you borrow $2,300 for 9 years at an annual interest rate of 6%, what is the total amount of money you will pay back?

1 answer

To calculate the total amount of money you will pay back on a loan with simple interest, you can use the formula:

\[ A = P(1 + rt) \]

where:

  • \( A \) is the total amount paid back,
  • \( P \) is the principal amount (the initial amount borrowed),
  • \( r \) is the annual interest rate (in decimal form), and
  • \( t \) is the time (in years).

In your case:

  • \( P = 2300 \),
  • \( r = 0.06 \) (since 6% expressed as a decimal is 0.06),
  • \( t = 9 \).

Now, substituting the values into the formula:

\[ A = 2300(1 + (0.06 \times 9)) \]

Calculating \( 0.06 \times 9 \):

\[ 0.06 \times 9 = 0.54 \]

Now, add 1 to that result:

\[ 1 + 0.54 = 1.54 \]

Now, multiply by the principal:

\[ A = 2300 \times 1.54 = 3542 \]

Thus, the total amount of money you will pay back after 9 years is $3,542.