If you borrow $1,600 for 6 years at an annual interest rate o 10%, what is the total amount of moneey you will pay back?

1 answer

To calculate the total amount of money you will pay back when you borrow $1,600 for 6 years at an annual interest rate of 10%, we can use the formula for simple interest, which is:

\[ \text{Total Amount} = P + I \]

where:

  • \( P \) is the principal amount (the initial amount borrowed),
  • \( I \) is the interest.

The interest can be calculated using the formula:

\[ I = P \times r \times t \]

where:

  • \( r \) is the annual interest rate (in decimal form),
  • \( t \) is the time in years.
  1. Convert the interest rate into decimal form: \[ r = 10% = 0.10 \]

  2. Determine the principal amount and time: \[ P = 1600, \quad t = 6 \]

  3. Calculate the interest: \[ I = 1600 \times 0.10 \times 6 = 1600 \times 0.6 = 960 \]

  4. Calculate the total amount to be paid back: \[ \text{Total Amount} = P + I = 1600 + 960 = 2560 \]

Thus, the total amount of money you will pay back after 6 years is $2,560.